Tunneling spectroscopy is applied to tunnel junctions with only one or no ferromagnetic electrode to study the excitation of quasi particles in magnetic tunnel junctions. The bias dependence is investigated with high accuracy by inelastic electron tunneling spectroscopy. Both types of junctions show a zero bias anomaly that is different in size and sign compared to magnetic tunnel junctions, i.e. junctions with two ferromagnetic electrodes. A pronounced difference is also found depending on the material that is probed by the tunneling electrons, which might be attributed to the excitation of magnons.