A moment method solution for treating thin-wire antennas in the presence of an arbitrary dielectric and/or ferrite inhomogeneity is presented. The wire is modeled by an equivalent surface current density, and the dielectric/ferrite inhomogeneity is modeled by equivalent volume polarization currents. The conduction currents on the wire and the polarization currents in the dielectric/ferrite inhomogeneityare treated as independent unknowns and determined in the moment method solution. The method is applied to the problem of a loop antenna loaded with dielectric or ferrite. Numerical results are presented, and are in good agreement with measurements and previous calculations.